Can I send money internationally using Zelle? (2024)

FAQs

Can I send money internationally using Zelle? ›

Can I use Zelle^® internationally? No. In order to send, receive or request funds, the sender's and recipient's accounts must be based in the U.S.

Zelle is only available for customers with a US bank account and US registered mobile number. That means it's not an option for sending international payments to friends and family overseas.

Wire Transfers

You can send large sums of money from one bank account to another with a wire transfer. These types of transfers are initiated through a bank officer at the delivering bank who fills out the necessary forms.

If your bank or credit union offers Zelle^®, please contact them directly to learn more about their sending and receiving limits through Zelle^®. If your bank or credit union does not yet offer Zelle^®, your weekly send limit is $500 and your weekly receive limit is $5,000 in the Zelle^® app.

Remitly helps you send money worldwide and pay using your bank account, credit card, or debit card. More money makes it home to friends and family thanks to Remitly's great rates, special offers, and no hidden fees. Remitly uses multiple levels of security designed to keep you protected.

Bank transfers are usually the cheapest option when it comes to funding your international money transfer with Wise. Bank transfers can be slower than debit or credit cards, but they usually give you the best value for your money.

If you send an international wire transfer over $10,000¹, your bank or financial institution is required by law to report it directly to the IRS. Your bank may also ask for additional information, including the following¹: Evidence for the source of the funds.

There is no limit to the amount of money that you can travel with, receive and send overseas. You also don't need to declare money that you transfer overseas or receive from overseas through a bank or a remittance service provider (money transfer business).

Online Transfer payments via Sterling Internet Banking

We'll process your payment during normal banking hours. Send from £1.01 up to £100,000 per day via Internet Banking. We won't charge you for transferring money overseas. However, correspondent and recipient bank charges may apply.

What is the downside of using Zelle? ›

Unlike many money transfer apps, Zelle does not charge a fee for instant transfers. Zelle transfers are generally secure, but the app does carry risks, including the risk of glitches at banks that can affect money transfers.

Zelle doesn't report to the IRS for business or personal use of its platform. Technically, it doesn't count as a third-party payment network, so the usual reporting requirements don't apply to it. In addition, personal transactions on a third-party payment network are never taxable.

There may be an issue with the email address or mobile number they have enrolled with Zelle^®. You may verify with the Recipient they have fully enrolled with the email address or mobile number you are trying to send money, and have opted into receive notification.

Zelle services domestic money transfers only. This means it can only be used to send and receive funds to someone who has a bank account within the United States. If you need to send an international wire transfer, visit any U.S. Bank branch.

Cash App doesn't work internationally, aside from the option to send payments to other users in the US or UK. Cash App can't help for international transactions, but you might also be interested to know that you can get a Cash App debit card, called a Cash Card for domestic payments and withdrawals in the US.

Zelle services domestic money transfers only. This means it can only be used to send and receive funds to someone who has a bank account within the United States. If you need to send an international wire transfer, visit any U.S. Bank branch.

No, you cannot use Zelle or Venmo for international money transfers. Both services are limited to the United States.

Cash App doesn't work internationally, aside from the option to send payments to other users in the US or UK. Cash App can't help for international transactions, but you might also be interested to know that you can get a Cash App debit card, called a Cash Card for domestic payments and withdrawals in the US.

With PayPal you can send across the table and with Xoom* a PayPal service, you can send across the globe to more than 160 countries and markets.