Can You Withdraw Money Without a Debit Card? | People's Community Federal Credit Union - Credit Union & Banking Services (2024)

FAQs

Can you withdraw money if you don't have a debit card? ›

Simply visit the bank or credit union, grab a withdrawal slip and visit a teller. You'll be asked to fill out the amount you want to withdraw and provide account information. If you don't have that handy, the teller can verify your identity and account by checking your ID.

First, check to make sure the ATM has the contactless payment symbol that indicates it accepts mobile wallet transactions. Once you've confirmed the ATM allows for cardless ATM access, you can follow the prompts to withdraw cash.

The daily withdrawal limit for Cardless Cash is $500. There is no limit on the number of transactions per day provided the total amount withdrawn that day does not exceed $500 or your NetBank transfer limit.

Using the ATM without your card

Add your Chase debit card information. At an eligible Chase ATM, open your mobile wallet on your phone. In your wallet, select your Chase debit card for the transaction. Tap your phone on the Contactless symbol on the ATM.

Some bank apps allow you to unlock an ATM by scanning a QR code on the ATM screen from your bank's app. Access code: For some cardless ATMs, you can set up your transaction in the bank's mobile app before approaching the ATM. The app will give you a code that's entered into the ATM to complete the transaction.

Use your phone to withdraw money from cash machines when you don't have your debit card. Some of the top banks have found a way to make accessing your cash even easier. With secure apps installed on your mobile phone, you can access your digital wallet to withdraw the money from an ATM.

Someone can use a debit card without a physical card at a store through various methods such as online purchases, contactless payments, or mobile wallet apps. For these operations, you only need card information stored electronically or to link the card to a digital payment platform like Apple Pay.

The Emergency Cash Service is available when reporting your Debit Card lost or stolen. The service allows you to withdraw money from your account using a security code instead of your card.

Take Money Out at an ATM

One of the quickest ways to withdraw money from a savings account is at an ATM. Depending on your bank, you can use your physical debit card or mobile wallet to access the funds in your account. Keep in mind there may be fees to take out money from a savings account at an out-of-network ATM.

How much is the withdrawal limit in Union Bank? ›

Cash withdrawal limits tend to be somewhere between $300 and $1,500 per day, says Ken Justice, head of ATMs at PNC Bank, although the exact amount varies by bank. "These limits are typically set for security reasons and to protect customer accounts," he says.

CONTACTLESS ATM Get cash without your card

Just select your card in your wallet and hold your phone over the Contactless Symbol at any Bank of America ATM.

To make a withdrawal at a bank branch, fill out a withdrawal slip. You can specify whether you'd like to withdraw money from your checking or savings account. Then, provide the withdrawal slip to the teller along with your account number, debit card or other form of personal identification to access your account.

What Is a Cashless ATM? Cashless ATMs are payment terminals that allow customers to make purchases using a debit card like they would if they were using an ATM to withdraw cash. These terminals are also referred to as point-of-banking technology or solution.