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Settling up feels like catching up when you send a payment with Venmo, where the good times continue right into your feed.

Your money,
your way

Venmo is more than just a way to pay. It lets you split bills, keep track of expenses, send gifts, and more. You can even express yourself with custom payment notes and emojis. Go all out or keep it simple – it's up to you.

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Manage money

Move money between Venmo and your bank account, so your cash is exactly where you want it, when you want it.*

*Transfers are reviewed which may result in delays or funds being frozen or removed from your Venmo account. Learn more.

Learn more

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Get paid early


Have paychecks sent right to your Venmo account, up to two days early, with Direct Deposit.1


Learn more

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Customize privacy settings


Select “friends,” “public,” or “private” to share any payment with the world or keep it to yourself.


Learn more

No hidden fees

It’s free to send and receive money using what’s in your Venmo account or bank account.


$0 to sign up

$0 to send money*

$0 monthly fees

Learn more

*Venmo does not charge for sending money from a linked bank account, debit card, or your Venmo account. There is a 3% fee for sending money using a linked credit card.

Split group payments in one app

Tired of switching apps and juggling spreadsheets? Venmo Groups lets you settle household expenses, getaways with friends, and more, all in one place. Now there’s an easy way to keep track of costs and focus on the moment – not everyone’s share.

How it works

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1

Tap Create a Group on the Me tab or get invited to one in the app.

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2

Add expenses as they occur and adjust each member's share.

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3

Tap Pay or Request when it’s time to square up. We’ll take care of the math so everyone pays exactly what's due.

Get support

Learn more about creating a group and sharing expenses.

Visit the Help Center

Do more with Venmo

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Pay in apps & online

Check out with Venmo, then share your finds with friends.

Learn more

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Shop local

Pay local businesses the same way you pay your Venmo friends.

Learn more

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Venmo Debit Card

Spend your Venmo balance anywhere Mastercard® is accepted in the U.S.2

Learn more

Venmo like a pro

Ready to level-up the way you settle up? Here are some of our favorite tips and tricks.

1Early access compared to standard banking practice of posting funds at settlement and subject to your employer providing pay information to the bank prior to payday. It may take up to two pay cycles for Direct Deposit to take effect. Transactions are reviewed, which may result in delays or funds being frozen or removed from your account. The availability of Direct Deposit is subject to your employer sending paycheck information 1-2 days in advance of payday.

2The Venmo Mastercard is issued by The Bancorp Bank pursuant to license by Mastercard International Incorporated. Card may be used everywhere Mastercard is accepted in the U.S. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. The Bancorp Bank is issuer of the Card only and not responsible for the associated accounts or other products, services, or offers from Venmo.

All trademarks and brand names belong to their respective owners. Use of these trademarks and brand names do not represent endorsem*nt by or association with this card program. All rights reserved. Standard data rates from your wireless service provider may apply.

Send & Receive Money Online | Venmo (2024)

FAQs

What is the best app to send and receive money? ›

The Best Apps to Transfer Money for 2024
  • Paypal: Best overall.
  • Venmo: Best for sending money.
  • Cash App: Best if you like options.
  • Google Pay: Best for Google suite users.
  • Apple Pay: Best for Apple users.
  • Zelle: Best for sending money directly.
  • Western Union: Best for traditional domestic transfers.

What is the easiest way to send or receive money? ›

Venmo, Cash App, Google Pay, Zelle, PayPal, and wire transfer are some of the safest way to send money digitally. Money transfer apps are inexpensive and convenient options for paying family and friends. Wire transfers at a bank are ideal for securely sending large amounts domestically or internationally.

How can you send and receive money without a bank account? ›

PayPal, Venmo, Western Union, and Cash App are some of the most popular payment services that do not require you to own a bank account to receive money. If you use a payment app like PayPal, Venmo, or Cash App, your recipient may sign up for the app and link a prepaid debit card.

How can I collect money from someone online? ›

How to collect money online
  1. E-checks.
  2. Credit and debit cards.
  3. Mobile payments.
  4. Recurring billing.
  5. Email invoicing.
  6. Cryptocurrency.
Jul 11, 2024

Which app gives real money? ›

The top money-making apps include Swagbucks, Ibotta, Upside, Acorns and Capital One Shopping. Money-making apps are a popular way to earn extra spending money because the tasks require minimal effort and the payout is quick.

How can I send money to someone immediately? ›

Best Money Transfer Methods
  1. Zelle. Zelle can be used online, through the Zelle mobile app or through participating banks' online banking platforms. ...
  2. PayPal. PayPal lets you send, request or collect money online or with the PayPal app. ...
  3. Venmo. ...
  4. Western Union. ...
  5. Walmart2Walmart.

What app can I send money with routing and account number instantly? ›

If you want to make instant transfers with routing and account numbers without verification, you can rely on money transfer apps such as Zelle, Wise, PayPal, or other digital banking services. These apps make it easy to move money fast using your routing and account numbers.

How can someone send me money fast? ›

Send money online quickly and reliably with Western Union®, whether you're sending money to family around the corner or friends on the other side of the world.

What is the most secure Cash App? ›

Apple Pay and Apple Cash are more secure than shopping with a credit card or sending money through most other apps. That's because you need to authorize transactions with Face ID, Touch ID, or your passcode.

Can someone without Cash App send me money to my? ›

You need an account to send money to another person's Cash App account, but the reverse is not true. You can send money to a person who doesn't have an account from the app if you have their email address or phone number.

Which wallet does not require a bank account? ›

Yes, you can use UPI wallets like Bajaj Finserv without involving a direct bank account. These wallets allow you to perform various transactions such as paying bills or receiving money, using your mobile number.

How much does Western Union charge to send $1000? ›

Sending a Western Union money transfer costs $5 + 1% for any amount between $0 –$300.99 and $5 + 1.75% for amounts between $301 –$999.99 of the money transfer.

How can someone send me money electronically? ›

How to send money online, on mobile or in person
  1. Bank wire transfer.
  2. Cash App.
  3. Google Pay.
  4. PayPal.
  5. Venmo.
  6. Walmart2Walmart.
  7. Western Union.
  8. Zelle.
Apr 18, 2024

How do I receive money virtually? ›

How do I receive money using PayPal?
  1. Go to Request.
  2. Select the person you are requesting money from.
  3. Enter the amount and add a note if you'd like.
  4. Select Review.
  5. Review your request and select “Request Now”.

What is the safest way to receive money from someone? ›

Rather than writing a personal check to transfer funds, you could get a cashier's check from your bank or credit union. You must pay for a cashier's check upfront, and the financial institution guarantees it. So, it's safer for the recipient because it won't bounce, and only the designated payee can cash it.

Is Zelle or Venmo better? ›

Both of the payment services are decently safe, have user-friendly interfaces, and allow you to conveniently send money when you need it. Zelle stands out from Venmo with its absence of instant transfer fees, but it also cannot be used as a wallet. So, if you need a wallet function, you should go for Venmo .

What is the safest app to receive money from a stranger? ›

Whenever you use a payment app like Cash App, it's always better to receive money from people you trust to avoid being scammed by a stranger. Other payment apps besides Cash App include PayPal, Venmo, Zelle, Apple Pay and Chime, among others.

Is Zelle safer than Cash App? ›

Cash App and Zelle security and privacy standards are relatively similar in that both platforms employ encryption, strict access control, and two-factor authentication (2FA). Both platforms allow customers to make payments using an email address, which protects your account details and personal information.

Is Venmo or Cash App better? ›

Thus, the most significant difference between Cash App and Venmo is that Cash App provides advanced opportunities for businesses, allowing them to accept payments, track sales, and issue invoices. Among the main shortcomings of this provider are transaction limits for new users, and the lack of joint accounts.

References

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